commonQuery

Asia Union Creation Group Limited is a limited company registered in Hong Kong. It mainly provides corporate cross-border settlement, supply chain financing and corporate credit card application services. All customers are required to complete KYC audits, and business operations comply with relevant Hong Kong laws and anti-money laundering requirements.

Mainly serving B2B customers with cross-border trade, supply chain payment or corporate card needs, including manufacturing, distribution, retail and catering industries. Whether it is suitable depends on the business scale and whether the documents are complete. You can make a preliminary assessment with a consultant first.

KYC verification generally takes one to three working days. Relevant services can be activated after completing the review; financing approval depends on the documents and limit; corporate credit card application depends on the card issuer and generally takes five to ten working days.

The company provides services in Chinese (Cantonese and Mandarin) and English. All contract documents are available in Chinese and English, and customers can choose to communicate and sign documents in any language.

We support 30+ major currencies including HKD, USD, JPY, KRW, SGD, THB, MYR, AED and SAR. Coverage spans Greater China (HK/Macau/Taiwan), Japan/Korea/Malaysia, Southeast Asia (Singapore, Thailand, Vietnam, Indonesia, etc.) and the Middle East (UAE, Saudi Arabia, Qatar, etc.).

The fee structure depends on the settlement amount, currency pair and credit arrival time. Generally speaking, the handling fees charged for major currency pairs are 30% to 50% lower than bank standard charges, while providing a more favorable exchange rate than the bank's central exchange rate. For specific quotations, please contact a consultant to obtain an enterprise-specific quotation.

T+0 same-day settlement applies to major pairs such as USD, SGD, THB and AED, and must be submitted before the specified time limit on working days. Some currency pairs are subject to local central bank clearing system restrictions and may require T+1 or T+2.

Customer funds are deposited in independent and isolated trust accounts and are completely separated from the company's operating funds. All transactions are transmitted using bank-level 256-bit SSL encryption, and are equipped with multi-factor authentication and transaction limit protection mechanisms. The company also purchases corresponding commercial insurance protection.

Generally required documents include: company registration certificate, articles of association and authorised signatory documents, audited financial reports for the past three years, bank statements for the past six months, purchase contracts and trade invoices (depending on financing type), and identity documents of major shareholders and directors.

Financing interest rates are determined based on corporate credit rating, financing amount, collateral and repayment period. The interest rate depends on the business's credit, financing amount, mortgage and repayment term, and a clear quote will be provided upon approval. All interest rate quotes are fixed rates and are clearly communicated upon application, with no hidden fees.

Step 1: Submit basic corporate information and POS system interface authorization; Step 2: The consultant connects to your company's POS or cashier system and extracts the transaction flow data of the last 6 to 12 months; Step 3: The system automatically evaluates the credit limit, and generally issues an evaluation report within 24 hours; Step 4: Complete the document signing after confirming the plan, and the funds will be available within 48 hours at the earliest.

Yes, we provide financing in USD, SGD, AED and other regional currencies. We can choose the most suitable financing currency according to the company's business needs, and also support cross-currency financing arrangements (such as USD financing for regional supplier payments).

The basic requirements for applying for a corporate Visa/Mastercard commercial credit card include: a limited company registered in Greater China (HK/Macau/TW), Japan/Korea/Malaysia, Southeast Asia or the Middle East, the company has been established for 2 years (some card types require 3 years), the annual turnover meets the minimum threshold, and the company's major shareholders and authorized persons have good credit records. The specific requirements depend on the card type applied for and the card issuer.

The number of supplementary cards is generally determined according to the credit limit of the main card, and there is no strict upper limit. Large enterprise group customers can apply for dozens to hundreds of supplementary cards, each of which can set independent consumption limits and usage restrictions (such as restricted usage categories, regions, etc.).

Asia Union Creation Group provides corporate credit card application services and charges a one-time service fee. The specific fee depends on the type of card applied for, the size of the enterprise and the level of service required. Some corporate customers can enjoy agency fee exemptions if they also use our company's cross-border settlement or financing services.

Asia Union Creation Group has a complete AML/CFT (anti-money laundering/anti-terrorist financing) compliance system, including: strict customer KYC identity verification procedures, continuous transaction monitoring system, automatic identification and reporting mechanism of suspicious transactions, and regular employee compliance training. All operations comply with the requirements of the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO).

All customer information is protected by Hong Kong's Personal Data (Privacy) Ordinance (PDPO), and our company strictly adheres to the six data protection principles. All data is encrypted and stored on secure servers in Hong Kong, with strict access control and audit logs. Customer information will never be sold or shared with third parties.

Yes. Subject to local FX and cross-border payment regulations, enterprises across our covered regions can use our multi-currency settlement services. All transactions are processed through compliant channels in line with local regulatory requirements.