refer toCase

The retail group with more than 80 stores requires large quantities of purchases before the peak seasons of Christmas and Lunar New Year every year. However, traditional bank credit procedures are complicated and often take 6 to 8 weeks. The best purchasing opportunity is missed, resulting in insufficient inventory during the peak season.

Connect to the group's POS system and establish a dynamic financing model based on the transaction data of the past 12 months. The credit limit is USD 3 million, automatically increased to USD 4.5 million in the first 6 weeks of the peak season. The application is submitted digitally and the loan is released according to the agreement after approval.

Its 30 restaurants source ingredients monthly from suppliers in Japan, Korea and Malaysia. JPY and MYR payment volumes are large, and FX volatility makes procurement costs hard to predict.

Forward FX booking from HKD to JPY and USD, plus receivables financing and a USD 3.8M operating line based on restaurant POS data.

A mid-sized electronics trader with clients across Greater China, Japan/Korea/Malaysia, Southeast Asia and the Middle East. It handles USD and AED receipts while paying SEA suppliers — traditional banks charge high multi-currency fees with opaque rates.

Establish multi-currency corporate settlement accounts, integrate US dollar/euro collection and RMB payment needs, and provide factoring financing for export accounts receivable. 80% of the payment will be advanced during the account period to solve the problem of capital turnover.